20 Cottage Cove Road

Northern Bruce Peninsula, ON N0H 1W0

3 bd · 2 ba · 303 ft frontage

On the water

The waterfront

Direct waterfront

Direct Miller Lake frontage with calm water views and flat, easy shoreline access

Water
Miller Lake
Frontage
303 ft
Shore
Mixed shore
Dock
Yes
About this home

Inside the home

This timber frame cottage on Miller Lake sits on over an acre with more than 300 feet of flat, accessible shoreline — a combination that is genuinely hard to find on Northern Bruce Peninsula. The great room is the centrepiece: exposed beams, cathedral ceiling, a 2023 wood stove on a fieldstone base, and a wall of windows that puts the lake in frame from every seat. The main floor has three bedrooms and two full baths, all on one level. Above, the loft adds space for guests or a family hangout. The deck was rebuilt in 2020 and runs the full width of the water side. A separate bunkie is visible in the aerial shots. Mechanicals are fresh — propane furnace, hot water tank, and wood stove all replaced in 2023. The bathrooms and kitchen appliances are functional but plainly finished. Buyers comfortable with the current interior will get immediate use; those wanting to update can do so without touching the bones that make this place work.

  • Over 300 feet of Miller Lake frontage on a reverse pie-shaped lot
  • Soaring timber frame cathedral ceiling in great room
  • Large lakeside deck built 2020
  • New propane furnace, HWT, and wood stove (2023)
  • Roof 2018
  • Main-floor primary bedroom and two additional bedrooms — all on one level
  • Loft provides flexible overflow sleeping or family room
  • Direct water access with dock and flat shoreline
From the listing

Four-season timber frame waterfront home or cottage on Miller Lake! Set on over an acre in Northern Bruce Peninsula, this reverse pie-shaped lot offers exceptional privacy with over 300 feet of deeded shoreline along a protected cove. The shoreline is flat and easy to access, ideal for all ages, while the calm waters provide excellent conditions for boating and swimming, and beautiful sunsets! Inside, the home captures the warmth and character of a classic Canadian cottage. Soaring cathedral ceilings and exposed timber frame beams define the main living space, while large windows frame lake views and fill the home with natural light. The open-concept design creates an inviting place to gather, entertain, and unwind. A highly sought-after layout features three bedrooms and two full bathrooms on the main floor, providing convenient single-level living. Above, a spacious loft overlooks the great room below and offers flexible space for guests, a family room, extra sleeping quarters, or a quiet retreat. Owned by the same family since it was built, the home has been thoughtfully maintained and improved over the years, including an addition that expanded the living space. A large lakeside deck (2020) provides plenty of room for outdoor dining and enjoying the waterfront setting. Updates include a propane furnace (2023), propane hot water tank (2023), wood stove and chimney (2023), roof (2018), ironizer (2025), and a fully spray-foamed crawlspace with a concrete floor. With over an acre of land, more than 300 feet of waterfront, and a striking chalet-style design, this property delivers the space, privacy, and waterfront lifestyle that are increasingly difficult to find in one package. Offered as a turnkey opportunity with most furnishings included, you can start enjoying summer on Miller Lake right away.

Granite countersHardwood floorsOpen conceptMain floor primaryMain floor laundryDeckNew furnaceNew hot waterWell maintained
Included in the sale
FridgeStoveMicrowaveDishwasherHWT OwnedMost Furnishings Except Excluded.
The details

Facts & features

Property type
Detached
Style
Chalet
Year built
16-30
Lot size
303.6 × 261.48 ft
Annual taxes
$4,852 (2025)
Heating
Forced Air
Cooling
None
Basement
Crawl Space, Full
Parking
4 total
Water
Well
Sewer
Septic
Recently sold nearby

What did homes near this one sell for?

76 Miller Lake Shore Road5 bd · 4 ba · Detached$888,888Feb 2026
136 Maple Drive2 bd · 2 ba · Detached$888,888Feb 2026
314 Cape Chin North Road3 bd · 4 ba · Detached$888,888May 2026

See what waterfront actually sold for.

Register free for Insider access — sold prices along the coast, new waterfront listings the moment they hit, and honest local numbers from Wiarton to Tobermory. No spam, unsubscribe anytime.

Room by room

Layout & dimensions

Main
Bedroom 23.05 × 3.07 m
Bathroom2.29 × 3.07 m3 Pc Bath
Bedroom3.63 × 2.69 m
Bathroom1.57 × 3.07 m4 Pc Bath
Primary Bedroom3.51 × 3.07 m
Dining Room3.68 × 2.74 m
Laundry2.18 × 2.06 m
Living Room6.35 × 4.72 m
Kitchen3.68 × 2.97 m
Second
Loft4.98 × 4.22 m
Where it is

Northern Bruce Peninsula

Recently sold nearby

What homes near this one actually sold for

76 Miller Lake Shore Road5 bd · 4 ba · Detached$888,888Feb 2026
136 Maple Drive2 bd · 2 ba · Detached$888,888Feb 2026
314 Cape Chin North Road3 bd · 4 ba · Detached$888,888May 2026
264 Cape Chin North Shore RoadVacant Land$888,888Apr 2026
4616 6 Highway3 bd · 1 ba · Detached$888,888Jun 2026

See what waterfront actually sold for.

Register free for Insider access — sold prices along the coast, new waterfront listings the moment they hit, and honest local numbers from Wiarton to Tobermory. No spam, unsubscribe anytime.

Listing courtesy of Century 21 Millennium Inc.. Presented by Jeff Thibodeau, Broker, REAL Broker Ontario Ltd., Brokerage. Member, Brantford Regional Real Estate Association & the Canadian Real Estate Association (CREA). The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data via the Information Technology Systems Ontario (ITSO) board is deemed reliable but not guaranteed.

$895,0003 bd · 2 ba
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