28 Elgin Street

Northern Bruce Peninsula, ON N0H 2R0

4 bd · 3 ba · 4 car garage · 200 ft frontage

On the water

The waterfront

Direct waterfront

Open Georgian Bay views from escarpment-top house and cliff-edge patio, islands visible on the horizon

Water
Georgian Bay
Frontage
200 ft
Shore
Cliff / bluff
About this home

Inside the home

This is a custom-built Georgian Bay waterfront property on roughly 2 acres with over 200 feet of direct rocky shoreline. The house sits atop the escarpment with stairs down to the limestone edge — no sandy beach, but the water is deep, clear, and open. The great room is the centrepiece: double-height fieldstone fireplace, curved staircase, and a full solarium wall. The kitchen has been updated with granite, a gas cooktop, and built-in ovens. The upper loft holds a library with open water views and leads to the primary suite with its own deck. A natural pond sits mid-property, and a detached two-storey outbuilding provides extra garage space with a bunkie above. The lower level is unfinished. This property is best suited to buyers who want the waterfront setting and can invest in cosmetic updates.

  • Direct Georgian Bay frontage with 200+ ft of limestone cliff shoreline
  • Large custom great room with double-height fieldstone fireplace and solarium
  • Custom kitchen with granite counters, gas cooktop, built-in ovens, stone accent walls
  • Water-view dining room with patio walkout
  • On-site natural pond — rare feature
  • Detached 20x30 outbuilding with upper bunkie
  • Primary suite with private deck and ensuite
  • Substantial lot depth — nearly 2 acres
From the listing

Located on the North-shore of Tobermory, this stunning 2-acre property is an oasis waiting for you! Offering over 200ft of clean, rocky shoreline on Georgian Bay, a large pond, gardens and various outdoor sitting areas, there are many areas to entertain and relax. Listen to the sound of the waves along the shoreline as you watch the boats go by to the islands. Enjoy a campfire by the pond, or a picnic with the grandchildren. The 12'x16' garage nearby offers great storage for water toys or gardening tools. There are various water taps throughout the property for ease! Sitting proudly atop the escarpment, the 4-season residence features 4 bedrooms, 2.5 bathrooms and 2,979sq.ft. of living space. Enter the tiled foyer and hang up your coat in the mudroom. The attached 2-car garage provides direct access to the home, and a potential workshop, currently used as an office. A great room welcomes you in as you, featuring a solarium and propane fireplace. A secondary family room offers a great play space or home gym. The custom kitchen features SS appliances, pull-out drawers, undercabinet lighting, a breakfast bar and granite countertops. Open to the dining room, you are afforded stunning lake views, and access to the water-side patio with built-in seating and a BBQ station. Inside, an oversized laundry room doubles as a pantry, while a 2Pc bathroom and main-floor bedroom round out the main level. Climb the stairs to the loft and enjoy elevated views of Georgian Bay from the library. The Primary suite offers a 3Pc ensuite, WIC as well as private deck. Two additional large bedrooms share a 4Pc family bathroom. Outside, the 20'x30' detached garage provides more room for guests with the upper level bunkie! The lower level is insulated and RI for in-floor heating. Enjoy hiking the Bruce Trail, visiting local shops, strolling the public beaches or scuba diving the clear waters of Georgian Bay and Lake Huron. Opportunity awaits on Georgian Bay, sited minutes to Tobermory!

Granite countersStainless appliancesUpdated bathroomsEnsuite bathHardwood floorsCarpetTile floorsAttached garageDetached garageDeckPatioMain floor laundry
Included in the sale
RefrigeratorBuilt-in microwavebuilt-in ovenpropane cooktopdishwasherclothes washerclothes dryer1 double bed1 queen bed & framessome dressers2 chairs in primary bedroomwood chairs in bedroomsrecliner in librarycouch & two wooden chairs in Living room
The details

Facts & features

Property type
Detached
Style
2-Storey
Year built
31-50
Lot size
200 × 557 ft
Annual taxes
$12,523 (2025)
Heating
Forced Air
Cooling
None
Basement
Crawl Space
Parking
8 total · 4-car garage
Water
Well
Sewer
Septic
Recently sold nearby

What did homes near this one sell for?

60 Bay Street SVacant Land$888,888May 2026
PT LT 4 NICHOLAS StreetVacant Land$888,888Mar 2026
259 Big Tub Road3 bd · 3 ba · Detached$888,888Feb 2026

See what waterfront actually sold for.

Register free for Insider access — sold prices along the coast, new waterfront listings the moment they hit, and honest local numbers from Wiarton to Tobermory. No spam, unsubscribe anytime.

Room by room

Layout & dimensions

Main
Bathroom1.8 × 1.5 mhardwood floor, 2 pc bath
Foyer3.6 × 1.71 mTile Floor
Bedroom3.38 × 3.31 mlarge window, closet, hardwood floor
Dining Room3.79 × 3.5 mw/o to patio, vaulted ceiling(s), hardwood floor
Kitchen4.79 × 4.18 mhardwood floor, centre island, open concept
Laundry3.19 × 2.77 mhardwood floor, laundry sink, skylight
Living Room8.7 × 4.05 mcombined w/solarium, fireplace, hardwood floor
Cold Room/Cantina8.22 × 1.19 mB/I Shelves
Utility Room3.42 × 2.69 mConcrete Floor
Family Room7.37 × 3.8 mwalk-out, hardwood floor, large window
Office4.7 × 4.59 mlinoleum, b/i shelves
Second
Primary Bedroom4.48 × 4.05 mvaulted ceiling(s), w/o to deck, ensuite bath
Bathroom3.08 × 2.17 mtile floor, 4 pc bath
Bedroom 43.48 × 3.0 mhardwood floor, closet, large window
Loft3.78 × 3.72 mVaulted Ceiling(s)
Bedroom 33.0 × 3.0 mhardwood floor, closet
Bathroom1.9 × 1.73 m3 pc ensuite, tile floor, heated floor
Library4.83 × 3.77 mlarge window, vaulted ceiling(s)
Where it is

Northern Bruce Peninsula

Recently sold nearby

What homes near this one actually sold for

60 Bay Street SVacant Land$888,888May 2026
PT LT 4 NICHOLAS StreetVacant Land$888,888Mar 2026
259 Big Tub Road3 bd · 3 ba · Detached$888,888Feb 2026
7382 Highway 63 bd · 2 ba · Store W Apt/Office$888,888Jun 2026
Lots 33 & 34 Big Tub RoadVacant Land$888,888Jun 2026

See what waterfront actually sold for.

Register free for Insider access — sold prices along the coast, new waterfront listings the moment they hit, and honest local numbers from Wiarton to Tobermory. No spam, unsubscribe anytime.

Listing courtesy of RE/MAX Grey Bruce Realty Inc.. Presented by Jeff Thibodeau, Broker, REAL Broker Ontario Ltd., Brokerage. Member, Brantford Regional Real Estate Association & the Canadian Real Estate Association (CREA). The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. Listing data via the Information Technology Systems Ontario (ITSO) board is deemed reliable but not guaranteed.

$1,385,0004 bd · 3 ba
Book a viewing